Effective Date: 10th.October.2025
I. Demand Deposit Account
| Term | Company | Individual | |||||||
|---|---|---|---|---|---|---|---|---|---|
| KHR | USD | KHR | USD | ||||||
|
Saving Account |
1.50% |
0.50% |
1.50% |
1.00% |
|||||
|
My Salary Saving Account |
N/A |
N/A |
Max 2.00% |
Max 2.00% |
|||||
|
TADA Driver Saving |
N/A |
N/A |
N/A |
1.00% |
|||||
|
Merchant Saving Account |
Max 3.00% |
Max 3.00% |
Max 3.00% |
Max 3.00% |
|||||
|
Digital Saving |
N/A |
N/A |
2.00% |
2.00% |
|||||
|
Current Account |
0.00% |
0.00% |
0.00% |
0.00% |
|||||
|
Merchant Current Account |
Max 3.00% |
Max 3.00% |
Max 3.00% |
Max 3.00% |
|||||
II. Time Deposit Account
| Term | IR Paid | Company | Individual | ||||||
|---|---|---|---|---|---|---|---|---|---|
| KHR | USD | KHR | USD | ||||||
| Counter | Internet | Counter | Internet | Counter | Internet | Counter | Internet | ||
|
1M |
1.75% |
1.85% |
1.25% |
1.35% |
1.75% |
1.85% |
1.25% |
1.35% |
|
|
3M |
3.50% |
3.60% |
3.00% |
3.10% |
3.50% |
3.60% |
3.00% |
3.10% |
|
|
6M |
3.75% |
3.85% |
3.25% |
3.35% |
3.75% |
3.85% |
3.25 % |
3.35 % |
|
|
12M |
Monthly |
4.90% |
5.00% |
4.40% |
4.50% |
4.90% |
5.00% |
4.40% |
4.50% |
|
At Maturity |
5.00% |
5.10% |
4.50% |
4.60% |
5.00% |
5.10 % |
4.50 % |
4.60 % |
|
|
24M |
Monthly |
5.10% |
5.20% |
4.60% |
4.70% |
5.10 % |
5.20 % |
4.60 % |
4.70% |
|
At Maturity |
5.20% |
5.30% |
4.70% |
4.80% |
5.20% |
5.30% |
4.70% |
4.80% |
|
|
36M |
Monthly |
5.25% |
5.35% |
4.75% |
5.85% |
5.25% |
5.35% |
4.75% |
4.85% |
|
At Maturity |
5.35% |
5.45% |
4.85% |
4.95% |
5.35% |
5.45% |
4.85% |
4.95% |
|
III.Super Time Deposit Account
|
Term |
Company |
Individual |
|||||||
|---|---|---|---|---|---|---|---|---|---|
|
KHR |
USD |
KHR |
USD |
||||||
|
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
||
|
6M |
4.25% |
4.35% |
3.75% |
3.85% |
4.25 % |
4.35 % |
3.75% |
3.85% |
|
|
12M |
5.50% |
5.60% |
5.00% |
5.10% |
5.50 % |
5.60 % |
5.00 % |
5.10 % |
|
|
24M |
5.55% |
5.65% |
5.05% |
5.15% |
5.55% |
5.65 % |
5.05 % |
5.15 % |
|
|
36M |
5.60% |
5.70% |
5.10% |
5.20% |
5.60% |
5.70% |
5.10 % |
5.20 % |
|
IV. Installment Deposit Account
|
Term |
Company |
Individual |
|||||||
|---|---|---|---|---|---|---|---|---|---|
|
KHR |
USD |
KHR |
USD |
||||||
|
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
||
|
6M |
3.75% |
3.85% |
3.25% |
3.35% |
3.75% |
3.85% |
3.25% |
3.35% |
|
|
12M |
5.00% |
5.10% |
4.50% |
4.60% |
5.00% |
5.10% |
4.50 % |
4.60% |
|
|
24M |
5.20% |
5.30% |
4.70% |
4.80% |
5.20% |
5.30% |
4.70% |
4.80% |
|
|
36M |
5.35% |
5.45% |
4.85% |
4.95% |
5.35% |
5.45% |
4.85% |
4.95% |
|
V. Free Installment Deposit Account
|
Term |
Company |
Individual |
|||||||
|---|---|---|---|---|---|---|---|---|---|
|
KHR |
USD |
KHR |
USD |
||||||
|
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
||
|
6M |
3.65% |
3.75% |
3.15% |
3.25% |
3.65% |
3.75% |
3.15% |
3.25% |
|
|
12M |
4.90% |
5.00% |
4.40% |
4.50% |
4.90 % |
5.00 % |
4.40 % |
4.50% |
|
|
24M |
5.10% |
5.20% |
4.60% |
4.70% |
5.10% |
5.20% |
4.60% |
4.70% |
|
|
36M |
5.25% |
5.35% |
4.75% |
4.85% |
5.25% |
5.35% |
4.75% |
4.85% |
|
VI. Junior Installment Deposit Account
|
Term |
Company |
Individual |
|||||||
|---|---|---|---|---|---|---|---|---|---|
|
KHR |
USD |
KHR |
USD |
||||||
|
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
||
|
12M |
- |
- |
- |
- |
5.00% |
- |
4.50% |
- |
|
|
24M |
- |
- |
- |
- |
5.20% |
- |
4.70% |
- |
|
|
36M |
- |
- |
- |
- |
5.35% |
- |
4.85% |
- |
|
|
48M |
- |
- |
- |
- |
5.45% |
- |
4.95% |
- |
|
|
60M |
- |
- |
- |
- |
5.55% |
- |
5.05% |
- |
|
VII. My Future Installment Deposit Account
|
Term |
Company |
Individual |
|||||||
|---|---|---|---|---|---|---|---|---|---|
|
KHR |
USD |
KHR |
USD |
||||||
|
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
Counter |
Internet |
||
|
6M |
N/A |
N/A |
Max 5.10% |
Max 5.50% |
Max 5.10% |
Max 5.50% |
|||
|
12M |
N/A |
N/A |
Max 6.35% |
Max 6.75% |
Max 6.35% |
Max 6.75% |
|||
|
24M |
N/A |
N/A |
Max 6.85% |
Max 7.25% |
Max 6.85% |
Max 7.25% |
|||
|
36M |
N/A |
N/A |
Max 6.90% |
Max 7.30% |
Max 6.90% |
Max 7.30% |
|||
1. The interest rate will be determined by the amount and the period for which money is placed on time deposit.
2. Time deposit account to be withdraw prior to maturity shall be paid interest rate at the saving account rate announced by bank at the time of withdrawal.
3. These Interest rate are subjected to change without notice in advance.
4. For corporate deposits of more than $2 million, financial institutions & government, the interest rate is determined in consultation with the Treasury & Trade department.